16:28, 27 февраля 2026Экономика
优点：输出在 (−1,1)，比 sigmoid 居中，对梯度更友好
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截至2025年9月末，邮储银行的拨备覆盖率为240.21%。往前回溯，2021年末，其拨备覆盖率一度高达418.61%，风险抵御屏障之厚在国有六大行中遥遥领先。
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